The Madhya Pradesh government has launched the Mukhyamantri Karamchari Swasthya Bima Yojana to provide health insurance benefits to government employees, pensioners and their families in the state. The scheme was approved in a meeting chaired by Chief Minister Kamal Nath.
Key Features
Some of the key features of the scheme are:
- Financial assistance of up to Rs 5 lakh per year will be provided for general treatment.
- For serious ailments, free treatment up to Rs 10 lakh will be covered.
- State medical board can approve treatment expenses beyond Rs 10 lakhs if required.
- Around 12.55 lakh serving and retired government staff will benefit under the scheme.
- Free OPD treatment and medicines up to Rs 10,000 per year.
- Health cards will be issued to retired employees for cashless treatment.
Eligibility
The following categories of beneficiaries are eligible under the scheme:
- Regular government employees
- Contractual workers
- Teaching staff
- Pensioners
- Home guards
- Daily wagers paid from contingency fund
- Employees of state autonomous bodies
Application Process
The scheme has been recently launched and the application process is yet to start. When applications open up, interested beneficiaries can apply to avail the health insurance benefits.
Implementation
The scheme will be implemented by the Department of Health and Family Welfare, Government of Madhya Pradesh. Health cards will be issued to retired employees which can be used for cashless treatment at empaneled hospitals.
Budget
In the cabinet meeting, the Chief Minister also increased the annual discretionary grant for ministers from Rs 50 lakhs to Rs 1 crore. The discretionary grant for state ministers has been raised from Rs 35 lakhs to Rs 60 lakhs.
Conclusion
The Mukhyamantri Karamchari Swasthya Bima Yojana is a welfare scheme that will benefit lakhs of serving and retired staff in Madhya Pradesh. It will provide financial protection against health expenses and ensure access to quality medical care. The cashless treatment facility through health cards will greatly benefit the beneficiaries.
FAQ
Q1: What is Mukhyamantri Karamchari Swasthya Bima Yojana?
A1: It is a health insurance scheme launched by the Madhya Pradesh government to provide medical coverage to government employees, pensioners and their families.
Q2: Who are eligible for this scheme?
A2: Regular employees, contractual workers, teachers, pensioners, home guards, daily wagers and employees of autonomous bodies can avail benefits.
Q3: What expenses are covered?
A3: Up to Rs 5 lakhs for general treatment and Rs 10 lakhs for serious ailments is covered annually.
Q4: Is there any application process?
A4: The scheme has been just launched. The application process will start soon.
Q5: How can the beneficiaries avail treatment?
A5: Health cards will be issued to retired employees for cashless treatment at empaneled hospitals.
Q6: Who will implement the scheme?
A6: The Health Department of Madhya Pradesh government will implement the scheme.
